Step 1 - Evictions & Civil Records Notes

Civil Records-Eviction:

  • If they have an eviction, you must verify that it is the same person.

  • First, look on credit to determine if there is an address match.

  • Next, call applicant to ask if there were other roommates living with them at that address. If they say yes or no, then you know that it is the same person. If they indicate that they have never lived there, ask were they were living at that time and try to verify.

  • You may be able to call the apartment complex for additional information though sometimes it is unavailable. If you cannot determine, you must give them the benefit of the doubt and not count this against them.

  • If they have ever had an eviction, automatic denial.

             
            
         
          
                 
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